Investment Planning in Orlando
The Best Investment Options for Your Needs
There are so many different types of investments – stocks, bonds,
mutual funds, real estate, and commodities to name just a few of the broader
categories. These assets each have different historical rates of returns
and investment potential. For example, there are over 63,000 publicly
traded stocks and over 72,000 different mutual funds. The process of selecting
investments is an intricate one and should be handled by a financial expert.
To ensure that we are matching you with the best investment plan, we look at your:
- Risk Tolerance
- Time Horizon
Our financial advisors then compare the available options and recommend
the options that fit your specific investment planning needs. Too often
in today’s world, clients are told exactly what they want to hear
rather than what they need to hear. To have a successful retirement income
solution, your investment allocation must match your retirement needs
for the rest of your life.
Diversifying Your Investment Portfolio
The next step is to ensure that any investment is properly diversified.
In our view, a mutual fund typically presents the best, most cost-effective
option for diversification for the individual investor. A mutual fund
is typically made from around 100 to 200 different stocks, bonds, or both.
Our certified financial advisors utilize actively managed funds whereby
the underlying holdings change on a daily basis in reaction to the economic
conditions and fundamental research of the particular professional money
manager. Our typical client owns a variety of funds, each with different
If We Don't Own It, We Won't Recommend It
Nelson Financial Planning, we only recommend funds that we own personally. We select professional
money managers that have been managing money for an excess of 50 years
– a track record that most simply cannot match. Because we are a
family owned company, we have the complete independence to select money
managers based purely on their performance. In addition, we typically
use “flagship” funds at a particular money manager in order
to have the longest possible performance record and lowest underlying
expenses. These flagship funds typically have a minimum of 20 years of
performance with some having at least 70 years of performance.
When it comes to achieving your retirement income or retirement planning
goals, the performance of your investments matters most and is always
our utmost focus. To learn more about the investments we recommend and
how we use those to meet your income, objectives, and needs, please
contact our Orlando office at (407) 629-6477 today to schedule a free conversation.